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Who We Are

About Time To Pay Experts

Part of Begbies Traynor Group, Time to Pay Experts is a highly experienced team of business recovery professionals, committed to helping your company deal with HMRC debts. With over 70 offices located up and down the country you are never far away from the expert help and guidance you need to have a TTP arrangement put in place.

We know that HMRC debts can quickly spiral out of control, particularly during challenging trading conditions. However, it is important to remember that HMRC are willing to help those companies who take action and are committed to resolving the situation.

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Negotiation Is Key

When making a TTP offer a fine balance needs to be struck between suggesting an amount which is affordable to the company, while also being enough to satisfy HMRC and allow your arrears to be cleared in a timely manner. Offer a monthly amount which is too great and HMRC may doubt your ability to stick to the plan; offer too little and you may be rejected outright.

Strong HMRC Relationships

Our experts can put together a solid proposal, which takes into account your company’s financial resources along with the level of outstanding tax debts you have. With strong relationships with HMRC we know exactly how to present your case to those that matter as well as knowing what information they will want to see. We will be there throughout every stage of the negotiation process giving you the greatest chance possible of securing a TTP arrangement for your company.

Support From Start to Finish

With the coronavirus crisis having a devastating impact on businesses up and down the country, HMRC are being inundated with calls from worried directors looking for additional time to pay their tax liabilities. The increased demand for this service is meaning some directors are spending hours on the phone, simply waiting for their chance to speak to an adviser. When directors need to be focussing all their attention on ensuring their business is operating as efficiently and effectively as possible, this is proving to be an unproductive use of time and resources.

We can take control of everything for you, from making initial contact with HMRC, through to drafting a payment proposal, and presenting this on your behalf, allowing you to focus on what you do best – running your company.

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Who are the

Time To Pay Experts?

We are an experienced team of business rescue and recovery experts, committed to helping limited company directors and sole traders deal with their HMRC debts.

Benefit of using TTP Arrangement Experts:

Over 30 years’ experience

Strong relationships with HMRC

Support from start to finish

Nationwide coverage

As part of Begbies Traynor Group, we have an extensive network of experienced advisers across the country ready to help you deal with your HMRC debts.

Comprehensive service

From making the initial call to HMRC, through to handling the negotiations on your behalf, your dedicated adviser will be with you every step of the way.

Maximise your chance of success

Thanks to our extensive experience with HMRC we can present your case in the best way possible, greatly increasing your chances of a successful outcome.

Time To Pay Arrangement FAQs

There is no set qualification criteria set out for Time to Pay arrangements, instead they are offered at HMRC’s discretion. HMRC will consider a number of factors including the amount of tax you owe, how much you can afford to pay back, as well as your past conduct with HMRC. You can greatly increase your chance of successfully arranging a TTP by ensuring you engage with HMRC at an early stage, as well as approaching them with an appropriate payment plan. At Time to Pay Experts we can assist you with this process using over 30 years’ experience to negotiate terms with HMRC.

Time to Pay arrangements are not new, however, in light of the escalating coronavirus crisis, HMRC has eased the restrictions making them a viable option for more businesses. HMRC are aware that many companies will be feeling the financial strain caused by the unprecedented business disruption currently being experienced and they have responded by offering these companies a helping hand when it comes to settling their outstanding tax affairs.

As a general rule, Time to Pay arrangements typically run for a maximum of 12 months, however, as HMRC are keen for delinquent accounts to be brought up to date as quickly as possible, you may be offered a shorter-term arrangement should they believe your company can afford to sustain a larger monthly repayment amount.

HMRC debts are often split over several different taxes, such as Corporation Tax, VAT, and PAYE. If this is the case then HMRC will request that all accumulated tax debts are included in any proposed Time to Pay arrangement. This benefits HMRC as you will be paying off all of your company’s tax debts at once, and this is also reassuring to you as a director as you know that all your existing tax debts are being repaid through one monthly repayment.

Your monthly instalment amount will depend entirely on your level of HMRC debt and also the amount your company can realistically afford to pay towards this. When making a Time to Pay proposal to HMRC you need to strike a delicate balance between offering an amount your company can comfortably sustain throughout the term of the agreement, while also ensuring it is a substantial enough amount that will see your account brought up to date as swiftly as possible. At Time to Pay Experts we can work with you to put together a proposal which satisfies HMRC while also remaining affordable for your company throughout the duration of the payment plan.

Time to Pay arrangements only cover outstanding debt you have to HMRC; any upcoming taxes due to HMRC will need to be paid in the usual way. It is vital that you keep up with your current tax obligations while in a TTP arrangement; fail to do so and HMRC may well cancel the arrangement and demand payment is made in full to cover both existing and past tax debts.

Time to Pay Experts have been helping company directors negotiate with HMRC for over 30 years. When entering into Time to Pay discussions it always helps to have a professional on board to conduct the negotiations on your behalf. Using our unrivalled experience, we can approach HMRC with a carefully considered proposal which takes into account your debt levels and ability to repay. We have a strong relationship with HMRC forged through years of professional dealings, meaning we know exactly who to approach, the information HMRC will want to see, and how to frame your case in the best way possible. We take care of all the negotiations on your behalf, maximising your chances of success while also allowing you to channel your energies into running your business. Following a payment plan being implemented we can keep in touch throughout the TTP term providing expert help and advice as you get your company back on track.